Commercial Banks in UAE Free Online Service
How many banks and branches in Dubai and UAE? 2012 and 2013
how to check account balance in abu dhabi commercial bank
Number of banks in UAE is 52 at end of 2009, unchanged from 2008 (24 UAE banks, and 28 foreign banks).
The UAE Central Bank issued a statement detailing new borrowing limits and caps on fees charged by banks in the UAE. According to the document, "These regulations shall be published in the Official Gazette in both Arabic and English, and shall come into effect one month after date of its publication," but publication date was not supplied. The new rules replace Circular No 12/93 dated 23/2/1993, Central Bank clarifications ref. DMM/1263/93 dated 6/7/1993, and any other related notices except for Notice No 1850/2004 dated 14/6/2004 regarding Armed Forces Personnel. Some details of the new fee limits are:
PDF download of new Central Bank rules and fees at www.centralbank.ae/en/pdf/notices/RegulationsRegardingBankLoans.pdf.
Address and Phone numbers of Majer Banks in UAE
How many banks and branches in Dubai and UAE? 2012 and 2013
how to check account balance in abu dhabi commercial bank
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| how to check account balance in abu dhabi commercial bank |
Number of banks in UAE is 52 at end of 2009, unchanged from 2008 (24 UAE banks, and 28 foreign banks).
- Number of bank branches in the UAE increased by 10% in 2009 from 860 to 948 (includes head offices, banking service units, branches, etc) - from UAE Central Bank data report.
- Number of ATMs in the UAE increased 48% from 2,420 at end of 2008 to 3,599 by the end of 2009.
- Abu Dhabi Islamic Bank (ADIB) branches up from 44 to 52, and ATMs from 116 to 204 in 2009. Target for 2010 is 70 branches (comments by ADIB CEO, Tirad Mahmoud, reported on 25 February 2010 in Emirates Business 24-7).
- RAK Bank opened 2 new branches and 12 ATMs in 2009 (comments by Graham Honeybill, General Manager of RAKBank in same report).
New UAE Central Bank maximum limits on fees and loans - update 28 February 2011
Regulations Regarding Bank Loans & Other Services Offered to Individual Customers - published by the UAE Central Bank (dated 23 February 2011 but not released until 28 February 2011?).The UAE Central Bank issued a statement detailing new borrowing limits and caps on fees charged by banks in the UAE. According to the document, "These regulations shall be published in the Official Gazette in both Arabic and English, and shall come into effect one month after date of its publication," but publication date was not supplied. The new rules replace Circular No 12/93 dated 23/2/1993, Central Bank clarifications ref. DMM/1263/93 dated 6/7/1993, and any other related notices except for Notice No 1850/2004 dated 14/6/2004 regarding Armed Forces Personnel. Some details of the new fee limits are:
- Personal loans allowed up to a maximum of 20x the monthly salary of the borrower.
- Maximum repayment period allowed for personal loans is 48 months (4 years).
- Car loan maximum of 80% of the value of the vehicle, with maximum repayment period of 60 months (5 years).
- Overall total limit on monthly repayments is 50% of a borrowers net income including salary and any other revenue. This includes personal loans, credit card repayments, home mortgages, car loans, any other financing.
- Credit cards to be issued only to customers earning a monthly salary of at least AED 5,000 (annual salary of AED 60,000), or "against a pledged deposit" of at least AED 60,000.
- Account opening fees - nil.
- Minimum balance - maximum of AED 3,000.
- Account balance below minimum account balance - AED 25.
- Standing order setup - maximum fee 50 dhs.
- Standing order payment dishonoured - 25 dhs fee.
- New chequebook - maximum 25 dhs (first one free?).
- Bank check issue fee (Manager's Cheque) - 30 dirhams.
- Bounced check fee - AED 100? But no charge if bouncing a cheque written to your self ("deposited in own account")?
- Account Balance Letter - AED 50.
- No Liability Certificate - AED 100.
- Release Letter - AED 50.
- Dormant Account charge - nil ("without fees").
- Teller fees - AED 10 per transaction but first 6 per month should be free.
- Pin code replacement fee AED 25.
- Account closing fee AED 100 (but only if bank account closed within 1 year of opening, unknown if any fee after 1 year or how much).
- Utility bill payments at teller - AED 10 per bill.
- Foreign currency transactions processing fee - 2% of the amount (unclear if maximum or fixed).
PDF download of new Central Bank rules and fees at www.centralbank.ae/en/pdf/notices/RegulationsRegardingBankLoans.pdf.
Address and Phone numbers of Majer Banks in UAE
| Bank | Telephone [+971] | Address |
| ABN-AMRO Bank NV | 04 351 2200 | Po Box 2567, Khaleed Bin Waleed Street |
| Abu Dhabi Commercial Bank Ltd. | 04 2958888 | Al Reqqa Street, Dubai |
| Al Ahli Bank of Kuwait | 04 222 4175 04 2681118 | PO Box 1719, Abu Baker Al Siddique St., Diera |
| American Express Bank Ltd | 04 3975000 | Hermitage Building - Ground Floor, Zabeel Road - Karama. Next to the General Post Office |
| ANZ Grindlays Bank PLC | 04 5088222 04 3518741 | Australia and New Zealand Banking Group Limited (Representative Office), BurJuman Centre, Level 7, Suite 704, PO Box 121939, |
| Arab African International Bank | 04 2223131 04 3937773 | Art Tower, Opposite Dubai Customs Al Mina Road, Bur Dubai, P.O. 1049, |
| Arab Bank for Investment | 04 2220151 04 2220152 | ARBIFT Tower, Baniyas St., Deira P.O.Box 5549 |
| Arab Emirates Investment Bank Ltd. | 04 2222191 | 904, Twin Towers,Bani Yas Street, P.O.Box: 5503, Deira |
| Bank Muscat Al Ahli Al Omani | 04 2222267 | |
| Bank Saderat Iran | 04 2221161 | |
| Bank of Baroda | 04 3531955 | |
| Bank of Sharjah | 04 2827278 | Al Garhoud Street, Al Garhoud, Deira |
| Barclays Bank P.L.C. | 04 3351555 | |
| HSBC | 04 2227161 | HSBC Bank Building Baniyas Square, Deira |
| HSBC Bank Middle East Limited | 800 4722 (UAE) 04 2288007 | HSBC Bank Building 312/45 Al Suq Road, Bur Dubai, P O BOX 66 |
| Citibank (Main Branch) | 04 5074110 | Khalid Bin Al Waleed Street, Bur Dubai |
| Commercial Bank of Dubai Ltd. | 04 2121000 | Deira, Port Saeed, P.O. Box 2668, Dubai |
| Commercial Bank International | 04 2275265 | Al Reqqa Street, Deira, Dubai |
| Dubai Islamic Bank | 04 2953000 | Dubai Islamic Bank PSJ P.O.Box 1080 |
| Emirates Bank (Main Branch) | 04 3160316 | Beniyas Road, P.O. Box 2923 |
| First Gulf Bank | 04 2941234 | Al Yamamah Tower, P.O. Box. 52053, Deira |
| Habib Bank A.G. Zurich | 04 2214535 | Habib Bank AG Zurich, Beniyas Square, P.O.Box 3306 Deira |
| Lloyds Bank PLC | 04 3422000 | Al Wasl Road, Jumeirah |
| Mashreq Bank (Main Branch) | 04 2223333 | Omar Ibn Al Khatab Road, Next to Al Ghurair Center, Deira |
| National Bank of Abu Dhabi | 04 3599111 | Bank Street, near Burjuman Centre |
| National Bank of Dubai Ltd. (NBD) | 04 2222111 | Baniyas Road, Deira, |
| National Bank of Fujairah | 04 3971700 | Hamad Bin Abdullah Street, P.O.Box2979, Fujairah |
| National Bank of Ras Al-Khaimah | 04 2226291 | PO Box 1531, Sultan Business Centre, Dubai |
| National Bank of Umm Al Quwain | 04 3796655 04 3975382 | Dubai Main Branch NBQ Building Khalid Bin Al Waleed Street P.O. Box 9175 |
| Philippine National Bank | 04 3365940 | |
| Real Estate Bank UAE | 04 2118888 | Umm Ramool – Opposite Dubai Festival City, PB No.34567 |
| Royal Bank of Canada | 04 3313196 | API World Tower, Office 1002, 10th Floor, Sheikh Zayed Road |
| Standard Chartered Bank | 04 3520455 | Al Mankhool Road, P.O. Box 999 |
| U.A.E. Central Bank | 04 3939777 | PO Box 448 Dubai |
| Union National Bank | 04 2211188 | Al Maktoum Street (Al Maidan Tower), |
| United Arab Bank | 04 2220181 | Baniyas Street, Deira, Dubai |